17 Programs For Seniors To Enhance Their Wealth & Lifestyle In 2018

There are many special financial and lifestyle related programs that most seniors don't know about.

First, retirees have access to a wide range of discounts and freebies at most retailers, restaurants, grocery stores, and at hotels, which they can take advantage of if they know the right online sources. You'll be able to save money every time you find yourself reaching for your wallet or purse.

Second, if you know where to find them, there are programs that, if you qualify, can literally put thousands of dollars in your pocket. Once again, you need to know where to find these programs online but once you do, in a matter of minutes you can dramatically improve your financial situation, lifestyle and simply live a more comfortable life.

Here is a list of 17 programs seniors can take advantage of only if they know how to ask about them in 2018. Not only can you read about them here, you can click the links provided if you want to take advantage of these special benefits.


Get Up to $4,264/year Off Your Mortgage



If you’re a homeowner born before 1985 and you want to save yourself thousands of dollars this year, there’s a government program that you might be able to take advantage of called HARP. The Home Affordable Refinance Plan (HARP) is helping hundreds of thousands of Americans reduce their monthly payments by as much as $3,500 in their first year.The program was set to expire in 2017, but has been recently extended through 2018

.

In order to qualify for HARP you’ll need good credit, so if you don’t have a good credit rating then this probably isn’t for you. To check if you qualify visit HARP Approvals, and fill out the short quiz (take 2 minutes). If lowering your payments, paying off your mortgage faster, and having an extra $290 a month in HARP savings would help you, then this could be the easiest money savings tip you take.


Get a Lower Auto Insurance Rate

You might think you’re already paying a low auto insurance rate, but recent research shows that only 5% of Americans over the age of 55 are paying less than $50 per month for car insurance. If you’re currently paying more than $50 per month, and have had no accidents or tickets in the past two years, you can probably secure a much lower car insurance rate. The best way to do that is to compare quotes from multiple insurers – let them compete for your business.

In fact, there’s a new website that allows you to do just that – it’s called Auto Savings. Once you fill out the form on their website they’ll provide you with multiple quotes you can choose from. If you’re still not satisfied, you can always call up the major car insurance companies and let them know you’re looking for better offers and that you’re a senior citizen.


Slash Your Medical Costs

Healthcare is an essential part of human life, and the costs of doctors and the right treatments add up more and more as we age. Most retirees need to take some type of medication, so it's only right that you should be getting the most out of your medical insurance.

By working with the best insurance company for your needs you can be sure to have the best coverage for the cheapest prices.

Some insurers will send seniors a discount card that you can show when paying for prescriptions. Just remember to check with your local pharmacy to see what discounts are available to you, because discounts might change depending on location.

Many seniors may be able to get extra benefits and don't even know they're available. You can also check if you are eligible to get vision, dental, hearing or prescription drug coverage included in your plan.


Want a Big Discount On Your Life Insurance?



Unfortunately, as our age increases so do our premiums for life insurance. In fact, typically the premium amount rises 8-10% for every year of age. For senior citizens, rising life insurance policy costs can add up significantly. Many senior citizens also have a hard time qualifying for a new policy once they reach a certain age.

Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price.


Accident-Proof Your Home and Your Wallet



Many people simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? How many people have hundreds, or in some cases thousands, of expendable dollars to spend at a moment’s notice for a big repair?

This is why many homeowners are getting this new Home Warranty Program and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix they will just replace it.


Breathe Easy with a Free Portable Oxygen Kit

We all know that without breath, life stops. Your lungs may not be what they used to be, but guess what? Technology is on your side.

With the INOGEN ONE portable oxygen system, oxygen is as accessible as it always was; and breathing is no more of a daily hassle than purely an afterthought. Most oxygen tanks must be lugged around, and they often weigh as much as an adult female. Not the INOGEN ONE. This sleek, lightweight device weighs a mere 2.8 lbs!

Still not convinced that this device wins out over traditional oxygen tanks?

For a limited time, you can take advantage of an incredible offer for senior: a free kit from the manufacturer! Don’t let your life stop just because your breathing is getting difficult. Do yourself a favor. Click the link below, and breathe easy.


Eliminate Body Pain By Massaging Your Feet



Do you know that appropriate Orthotics can address so many sources of body pain, such as general foot aching, heel pain, arch pain, medial knee pain, and lower back soreness? In addition, strong orthotics can fight shin pain, really flat feet and Achilles pain as well as Chronic heel pain present for more than 3 months.

Lifesoles are designed by Podiatrists for every foot type. Their insoles improve conditions over time and reduces the risk of re-injury. They also hold up against repetitive force and stress from the foot and body. They are godsend for seniors!


Save While Eating Out



If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.

Keep in mind that deals may vary at participating locations and can change without notice.

■ McDonald’s: discounts on coffee and beverages (55+)
■ Whataburger: free drink with purchase of a meal, depending on location (55+)
■ Wendy’s: give free coffee or other discounts depending on location
■ Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
■ IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
■ Golden Corral: Senior discount varies by location
■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
■ Subway: 10% off (60+) varies by location
■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location
■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
■ Old Country Buffet: Daily discounts for seniors (55+)
■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours
■ Fazoli’s: Join “Club 62” for special senior menu items (62+)
■ KFC: free small drink with any meal depending on location (55+)
■ Country Kitchen: Great Senior Menu (55+)
■ Burger King: 10% discount on purchase depending on location (60+)


Untold Type-2 Diabetes Breakthrough [Watch Video]



A new type-2 diabetes breakthrough that has already helped over 131,342 diabetics in United States and millions worldwide is currently being attacked by large pharmaceutical companies.

Many angry and greedy insulin and diabetic pharmaceutical companies have requested government organizations in United States to ban the new groundbreaking online video that reveals how to naturally begin the process of reversing type-2 diabetes.

They are afraid it will effect their bottom line and put them out of business. Improve quality of your life. Watch this video while you still can.


Get Paid To Take Online Surveys



Let’s face it, a lot of us have a bit of extra time on our hands after we retire. What if you could get paid a little bit of extra pocket money just for taking a few online surveys? Would you do it? There's a new website called MyPoints that allows you to do just that. You provide them with a bit of information about yourself and they'll match you up with to surveys that you can complete for big brands. You then earn rewards and virtual points that you can redeem for Paypal or e-Giftcards. You won't make a ton of money doing this, but it could help pay for a few things every month and it's easy to do.


Save on Groceries


Once you’ve used your senior discount at all of your favorite restaurants, you’ll need to buy some groceries. Lots of stores give a senior discount – you just need to ask.

Keep in mind that discounts and deals may vary and can change without notice.


Travel For Less With Discount Hotel Rooms



If you want to settle down for the night someplace away from home you can be sure to get a significant discount at any of the hotels that are part of the Choice Hotels International network.

Get a 20% discout at any of the following hotels:

■ Comfort Inn & Suites
■ Quality Inn
■ Rodeway Inn
■ Econo Lodge
■ Sleep Inn
■ Cambria Hotels
■ Clarion Hotel
■ Suburban Extended Stay Hotel
■ MainStay Suites
■ Ascend Hotel Collection
You can look for your next hotel room and find more senior hotel discounts at Choice Hotel International


Free Book For Seniors! The Red Tea Detox



This free book by six time best selling author LIZ SWANN MILLER is a life-changer! Liz was once tired, sick, and overweight. She was getting old far before her time. Natural detox methods brought her back to health, and she is 100 percent confident that if you apply the methods outlined in this book, you will be well on your way to living in the body of your dreams, a body that feels great and looks fantastic.

From the first day of this detox forward, you'll notice that the numbers on the scale decrease while your body shrinks and your clothing fits better than it may have in quite some time. Besides dramatically improving your appearance, you'll feel so energetic that people will wonder about the changes you made!


Claim Free Everyday Household Products



Here’s a little tip most retirees aren’t told about. Chances are you purchase the same household products on a daily/weekly basis. But what if you could get free samples sent to you from these very same manufacturers? Not a lot of people know about it, but you can actually claim free samples from top brands. If you’re looking for a way to get household goods, pet food samples, sweet treats, posters, days out vouchers and much more, we recommend signing up for the Free Samples Guide. Once you provide them with your email address, they’ll let you know when you’re eligible for the latest free samples and how to claim them.


Enjoy Huge Shopping Discounts!


Would you like to save up to 50% EVERY DAY on more than 135,000 discount gift cards from your favorite brands? You can with Gift Card Granny!

Who would ever think that a website with a name like this could ever save you quite a bit of money? They do have the best discount gift card deals on major brands such as:

■ Target
■ Walmart
■ Starbucks
■ Best Buy
■ Kohl's
■ LOWE's
■ Costco
■ JC Penny
■ Whole Foods

... AND MANY MORE!


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